Drivers of cars from General Motors, Ford, Honda and other popular brands say their insurance rates have increased after the companies sent data about their driving habits to issuers without their knowledge.

Kenn Dahl, 65, is a Seattle-area businessman who told The New York Times that his car insurance costs rose 21% in 2022 after GM’s OnStar Smart Driver computer system, installed in his Chevy Bolt, collected information about the specifics of his driving behavior.

Dahl said his insurance agent told him the price increase was based on data collected by LexisNexis, which created a report that tracked every time he and his wife drove their Chevy Bolt over a six-month period.

General Motors sends driver data to insurance companies that then use the information to gauge customer rates, according to a report. REUTERS

According to Dahl, the 258-page report included information about the start and end times of his rides, the distance traveled and other data on possible incidents of speeding, hard braking and sharp acceleration.

The report included information about a particular trip in June that lasted 18 minutes and covered 12.33 kilometers

During that same trip, the LexisNexis report recorded two instances of rapid acceleration and two instances of hard braking.

The LexisNexis report indicated that the details it compiled came from the OnStar Smart Driver, GM’s subscription service that records driver information such as total miles driven, hard braking and other aspects of driving behavior.

According to the website, OnStar Smart Driver provides “driving insights on how to become a smarter, safer driver,” while users can “earn badges by completing challenges, building on sequences specific to different driving habits and all your data in an intuitive dashboard.”

“It felt like a betrayal,” Dahl said. “They’re taking information I didn’t know was going to be shared and messing with our insurance.”

It’s not just electric vehicle owners who are complaining.

A Seattle-area Chevy Bolt driver told The New York Times that the cost of his insurance increased 21% as a result of the data collected by GM. AP

A Cadillac driver from Palm Beach County, Florida, told the Times he is considering a lawsuit against GM after he was denied auto insurance by seven different companies in December.

He said he plans to sell his Cadillac and will never buy another GM-made car.

The decision was based on a LexisNexis report that detailed six months of his driving behavior, including numerous instances of hard braking, hard acceleration and speeding.

“I don’t know the definition of hard braking. My passenger’s head is not touching the dashboard,” the unnamed Cadillac driver, who, like Dahl, was enrolled in the OnStar Smart Driver subscription service, told the Times.

GM’s OnStar Smart Driver collects data on the driver’s braking, acceleration and speeding. OnStar

“Same with acceleration. I’m not peeling. I’m not sure how the car defines that. I don’t feel like I’m driving aggressively or dangerously.”

GM, whose brand portfolio includes Chevy, GMC, Cadillac and Buick, isn’t the only auto company collecting data through internet connectivity and then providing it to insurance companies.

Subaru, Mitsubishi, Honda, Kia and Hyundai also allow drivers to enable similar features without being aware that the data is being sold to brokers similar to LexisNexis.

Verisk said it has gained access to driver data from millions of vehicles, including those from Ford, Honda and Hyundai.

A Ford spokesperson told the Times that the company “does not send connected vehicle data to either partner” – a reference to Verisk and LexisNexis.

A Cadillac driver is considering suing GM after his insurance rates increased due to data collected by OnStar Smart Driver. OnStar

Ford only shares data about driver behavior with an insurance company if the driver gives explicit permission via a touchscreen in the car.

Kia, Mitsubishi, Hyundai, Honda and Acura allow drivers to disable the collection of road behavior data in their apps.

But Honda requires drivers to accept a 2,000-word “terms and conditions” screen in the app indicating the company will share data with Verisk.

The Post has reached out to Honda for comment.

“GM’s OnStar Smart Driver service is optional for customers, who provide three consents before limited data is shared with an insurance company through a third party,” a GM spokesperson told The Post.

“Customer benefits include learning more information about their safe driving habits or the performance of their vehicle, which, with their consent, can be used to obtain insurance quotes,” the spokesperson said, adding: “Customers can also unsubscribe from Smart Driver at any time.”

A spokesperson for LexisNexis told the Times that the information it pulls from OnStar “insurers can use as one of many factors to create more personalized insurance coverage.”

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